
	Don't forget to factor in closing costs when considering a home sale or purchase. Sandra Grenell is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (808) 395-0768 X 352 if your needs include a real estate pro ready for the business side of buying and selling.

Expected closing costs

There are certain typical expenses linked to closing the sale of a house. These expenses are usually split between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Hawaii to help guide you through the deal.

Loan-related closing costs (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your transaction, not only will I work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a house in Honolulu County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you arrive at closing time. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that seem questionable.